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“We’ve been working with TruPoint Partners and The Attus Group for years, and we rely on them for CRA (Community Reinvestment Act) compliance. The CRA Geo-Analysis report and CRA transmittal service are integral parts of our compliance program. They not only save the bank both time and money, but they make my job a little easier too.”

Nate Barber
Senior Vice President
South Carolina Bank and Trust

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Request CRA Information

Community Reinvestment Act Compliance

CRA Product Sheet (PDF)

 

TruPoint CRA GeoAnalysis Report

The CRA GeoAnalysis report is TruPoint's flagship service offering and has been used successfully by our clients in over 5,000 exams.

Data collection, geocoding, and reporting for CRA are among the difficult tasks a compliance officer faces today. Experienced compliance professionals know that data gathering is only part of the process. The review and analysis of your institution's lending compliance activity is where your experience and energy should be applied.

The CRA GeoAnalysis Report allows you to spend your time doing your job as the compliance officer responsible for CRA, and not wasting time gathering and manipulating loan and deposit data.

Securely send TruPoint the last 12 months of loan and deposit data, and we will take care of the rest. All loans and deposits are accurately geocoded, mapped, and analyzed, and provided back to you in an easy-to-understand format that lets you do your job more effectively.

The CRA GeoAnalysis Report is available annually, semi-annually, quarterly, or monthly.

CRA Submission and Transmittal Service

All institutions over $1 billion in assets or that are part of a holding company with assets over $1 billion are required to report all their loan activity.

TruPoint Partners can help you tackle the tedious task of collecting, analyzing, geocoding, testing, and submitting the lending data required for Community Reinvestment Act compliance. Data errors cost both time and money. TruPoint will scrub the data and perform all the necessary edit checks to guarantee a successful transmission of the data.

Utilizing TruPoint will help you save time and money, while reducing risk, increasing productivity, and improving your overall compliance profile.

DeNovo CRA Start-Up Kit

TruPoint's DeNovo CRA Start-Up Kit contains everything your new institution needs to get started. The kit includes assessment area maps with your bank clearly displayed, public file maps of the proposed trade area, and important demographic information about the assessment area that will enable you to better meet the needs of all sectors of your community.

The DeNovo Start-Up Kit will provide you with all you need to get your Community Reinvestment program off and running.