Fair Lending Solutions from TRUPOINT Partners

The TRUPOINT Fair Lending Risk Review is a comprehensive evaluation of your institution’s Fair Lending Risk. 

Through a combination of guided risk evaluations and comprehensive comparative analysis of loan data, TRUPOINT Fair Lending consultants will identify  risk, key “focal points”, and interpret the numbers for you and your team.  You will receive clear guidance and recommendations that your team can act upon immediately.  

Learn more about the TRUPOINT Fair Lending Risk Review service here. 

TRUPOINT Analytics is a revolutionary new web-based comparative analysis platform for Fair Lending, HMDA, and CRA compliance.   

With TRUPOINT Analytics you can perform comparative analysis and peer review of your institution’s lending in minutes.  Statistical and comparative analysis of your data has never been easier.   

Learn more about TRUPOINT Analytics and how it can help your institution.  

Examiners are now paying particular attention to consumer loans.  The problem is that as a lender, you are not allowed to collect race, ethnicity, or gender on these loan types.  Without these demographic identifiers, it is impossible to analyze the loans for Fair Lending compliance. 

TRUPOINT’s Consumer Loan based Fair Lending Analysis appends gender, ethnicity, race, and location to each loan.  Similar to the analysis performed by the regulators, TRUPOINT analyzes the consumer loan portfolio for interest rate and term disparity. 

Click here to receive more information on Consumer Loan based Fair Lending Analysis.