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The Regulatory Compliance Blog

The Regulatory Compliance & Growth Blog

Get the latest regulatory compliance news, consumer compliance insight, and growth strategies for your financial institution to succeed! If Fair Lending, CRA, HMDA, BSA/AML, UDAAP or branch strategy is a priority, this valuable blog is for you.

Harrison Shaw

After graduating from Clemson University, I moved to Charlotte, NC, where I live now with my fiance and our dog. My favorite part of my job is building relationships and getting to know people - it's energizing to hear from new folks all over the US. Outside of work, I enjoy doing anything outdoors, from competitive rock climbing to backpacking, mountain biking, fly fishing, etc. On a recent backpacking trip through the Nantahala National Forest, I came (literally) face-to-face with a black bear in the dead of night.

Blog Feature

Fair Lending  |  News & Tips

Apple Card’s Fair Lending Fiasco

While those tracking the mortgage industry have been digging through the new, expanded Home Mortgage Disclosure Act (HMDA) data, other types of Fair Lending data have been making news. This time instead of race or geographic location, it’s an issue of gender. The New York State Department of Financial Services is investigating whether the Apple Card discriminates against female applicants, offering them substantially less credit than male applicants.

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Banks  |  Credit Unions  |  Leadership & Personal Growth  |  Mortgage Lending  |  News & Tips  |  Risk Management

School's in Session: 3 Tips to Help You Ace Compliance

Vacation time is over - at least for now - and school is back in session! For many of us, that means work is also back in full-swing. Here are three essential, timeless tips for you to remember to ensure that you ace your compliance goals in 2019 and beyond.

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Data Analytics + Fair Lending: How It All Fits

Learn why data analysis is essential for Fair Lending compliance!

Get your copy of the perfect intro to Fair Lending analysis for beginners and experts alike.

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Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  Redlining

Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

The Independence Day holiday is coming up! As we prepare to celebrate the U-S-of-A tomorrow, we wanted to have a little fun with compliance today. In this post, you'll learn what is sparking fireworks in Fair Lending compliance this year. This is the future of Fair Lending compliance and enforcement! Especially after the recent enforcement action, this is news you'll want to know.

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Banks  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending

How HMDA Plus Data is Changing Fair Lending Analytics

 Since the Final HMDA Rule was released in 2015, the banking sector has undergone dramatic changes. In this article, you’ll learn how the extended HMDA data, sometimes referred to as HMDA Plus data, impacts Fair Lending monitoring and analysis. Navigating this rapidly evolving compliance landscape is a challenge; this post will also show you a few ways that best practice institutions are responding.

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BSA/AML  |  Banks  |  CRA  |  Fair Lending  |  HMDA  |  News & Tips  |  Redlining  |  Risk Management  |  UDAAP

11+ Banking Compliance Resources You'll Need in 2019

As 2019 heats up, we're focused on making sure that you have the resources you need to be successful. Here are 11 valuable compliance resources you'll want to bookmark. Make sure that you check back periodically. As time passes, we'll be updating this post with new content!

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Banks  |  CRA  |  News & Tips

5 Headlines that Illustrate the Future of CRA Compliance

This year, the Community Reinvestment Act has been a headline-grabber. From changing guidelines to full-scale CRA modernization, it's been all over the news. Here are a few recent headlines that help illustrate the future of CRA compliance. Banks of all sizes should make sure that they're prepared for what's to come. Based on the news, credit unions and mortgage companies will want to pay attention, too.

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