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The Regulatory Compliance Blog

The Regulatory Compliance & Growth Blog

Get the latest regulatory compliance news, consumer compliance insight, and growth strategies for your financial institution to succeed! If Fair Lending, CRA, HMDA, BSA/AML, UDAAP or branch strategy is a priority, this valuable blog is for you.

Justin Smith

For 15+ years, I have worked one-on-one with more than 1,000 banks, credit unions, mortgage companies and auto finance organizations to implement and maintain compliance solutions. Today, I specialize in Fair Lending and CRA with data analysis, risk assessments, regression, and geospatial/dot density analysis. I'm the resident foodie in the TRUPOINT office. Something people might not know about me is that, before becoming a husband and father, I raced cars.

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Banks  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips  |  Redlining

5 Fair Lending Lessons Learned in 2019

We are entering the last quarter of 2019, and now is a perfect time for compliance professionals to reflect on the changes we’ve seen so far. Here are five fair lending lessons learned this year.

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Banks  |  Credit Unions  |  Mortgage Lending  |  News & Tips  |  Risk Management

10 Exciting Sessions at the 2019 ABA Regulatory Compliance Conference

There are more than 50 sessions at next week's ABA Regulatory Compliance Conference, plus countless more events. To make sure you don't miss a thing, here are 10 sessions we're looking forward to most to consider adding to your schedule! Prep for success with this handy guide.

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Data Analytics + Fair Lending: How It All Fits

Learn why data analysis is essential for Fair Lending compliance!

Get your copy of the perfect intro to Fair Lending analysis for beginners and experts alike.

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Auto Lending  |  BSA/AML  |  Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  Growth & Branch Strategy  |  HMDA  |  Mortgage Lending  |  Redlining  |  Regression Analysis  |  Risk Management  |  UDAAP

What Does TRUPOINT Partners Really Do?

If you've ever wondered what we really do here at TRUPOINT Partners, or if you've wondered whether we can help you, then this is the post for you. In it, you'll learn exactly how TRUPOINT helps financial institutions comply and grow.

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CRA  |  News & Tips

A Complete List of All 31 Questions in the CRA Modernization ANPR

Yesterday, the OCC released their hotly anticipated Advanced Notice of Proposed Rulemaking. In this post, you'll read all 31 questions the OCC is asking the industry and the public. 

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Blog Feature

CRA  |  Fair Lending  |  Redlining

Compliance's Bermuda Triangle: REMAs, Redlining, and CRA

In compliance, there's usually some grey area that might not be precisely "on the map" - and some of those areas are more risky than others. In this post, you'll learn about a tricky area of compliance that exists between REMAs, Redlining, and CRA - and how to navigate it.

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Blog Feature

Banks  |  Fair Lending  |  HMDA  |  Mortgage Lending

7 Essential Steps Now That You've Filed Your 2017 HMDA LAR

Now that your HMDA data has been filed, you can relax a little bit. Or can you? In this post, you'll find out what's on the compliance horizon, and what you need to do about it. In addition, you'll also get access to a free post-HMDA submission Fair Lending compliance checklist.

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