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Ultimate Compliance Glossary: 200+ Key Terms Defined!

By: Kinsey Sullivan on October 1st, 2018

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Ultimate Compliance Glossary: 200+ Key Terms Defined!

CRA  |  HMDA  |  Fair Lending  |  UDAAP  |  BSA/AML  |  Redlining

It's back-to-school season! In that spirit, we're excited to release this Ultimate Compliance Glossary. In this post, you'll learn the 200+ compliance key terms, plus how to get the glossary!

element5-digital-352043-unsplashEditor's Note: We published this originally on Sept. 26, but are updating the glossary weekly.

One of the most challenging things for new compliance professionals is learning all of the new acronyms, regulations, requirements, and key terms. This challenge remains even for more seasoned compliance industry pros - it's a complex field with lots of important details to keep in mind.

For years, we've been looking for a way to train our new employees on some of the most important concepts in the space, and one idea that kept resurfacing was a glossary. The longer we talked about it, the more we realized it might be a valuable tool for our customers, friends, and external colleagues, too. That brings us to today, with the release of our Ultimate Compliance Glossary!

We're releasing it today, on National Compliance Officer Day, but please know that it's a living document - that is, we will be updating it at least weekly with new terms and more robust definitions. If you see that something is missing, let us know! We will do our best to add it.

Learn the definitions of more than 200 important terms for compliance professionals, from Adverse Action to Reg Z! Get the Ultimate Compliance Glossary today.

This article will serve to list out all of the key terms that are defined in the glossary, which you can view anytime, for free! It's a live web page, so you can bookmark it and send it out to everyone in your organization. Don't see a term you need? Let us know by leaving a comment or emailing us!

You can view the Glossary here, just by sharing your email:

 

Still not convinced? Check out the key terms you'll learn in the glossary. Remember, we will be adding to this list every week!

A

  • A, Regulation
  • AA, Regulation
  • Advertisement of Membership
  • Adverse Action
    • Adverse Action Notice
  • AML, Anti-Money Laundering
  • AMTPA, Alternative Mortgage Transactions Parity Act of 1982
  • Annual Review
  • Applicant
    • Applicant Ethnicity
    • Applicant Income
    • Applicant Race
    • Applicant Sex
    • Application Received Date
  • Audit
    • Independent Audit
    • Internal Audit

B

  • B, Regulation B
  • BB, Regulation
  • Bank Bribery, Federal Bank Bribery Law
  • Bank Bribery Amendments Act of 1985
  • BI, Business Intelligence
  • Branch Office
  • BSA, Bank Secrecy Act

C

  • C, Regulation C
  • CC, Regulation CC
  • CCPA, Consumer Credit Protection Act
  • CDD, Customer Due Diligence
    • Beneficial Owner
    • Legal Entity Customer
  • Census Tract
    • Census Tract Income
    • Census Tract Minority Percentage
    • Distressed-Underserved
    • Majority-Minority Census Tract
  • CFPB, Consumer Financial Protection Bureau
  • CIP, Customer Identification Program
  • CMIR, Report of International Transportation of Currency or Monetary Instruments
  • CMP, Civil Money Penalty
  • CMS, Compliance Management System
  • Co-Applicant
    • Co-Applicant Ethnicity
    • Co-Applicant Race
    • Co-Applicant Sex
  • Community Development
    • Affordable Housing
    • Community Services
    • Economic Development
    • Enterprise Community or Empowerment Zone
    • Revitalization or Stabilization
  • Complaint, Consumer Complaint
  • Complaint Management Program
  • Consumer Complaint Database
  • Consumer Leasing Act
  • COPPA, Children’s Online Privacy Protection Act
  • CRA, Community Reinvestment Act
    • Assessment Area
    • Performance Context
    • Performance Evaluation & CRA Ratings
    • Strategic Plan
  • Cryptocurrency
    • Bitcoin
    • Blockchain
  • CTR, Currency Transaction Report (FinCEN Form 104)
  • Currency
  • Culture of Compliance

D

  • D, Regulation D
  • DD, Regulation DD
  • Data Stewardship
  • Deposit Insurance Coverage
  • Depository Institution
  • Disclosure
  • Discrimination
    • Overt Evidence of Disparate Treatment
    • Comparative Evidence of Disparate Treatment
    • Disparate Impact
  • Disparity
  • Dodd-Frank, Dodd-Frank Wall Street Reform Act
  • Dwelling

E

  • E, Regulation E
  • ECOA, Equal Credit Opportunity Act
  • EFTA, Electronic Funds Transfer Act
  • Section 920
  • E-SIGN Act, Electronic Signatures in Global and National Commerce Act
  • Ethnicity

F

  • F, Regulation F
  • FF, Regulation FF
  • Fair Lending
    • Fair Lending Analysis
  • FCRA, Fair Credit Reporting Act
  • FDCPA, Fair Debt Collection Practices Act
  • Federal Register
  • FFIEC, Federal Financial Institutions Examination Council, The Council
  • FHA, Fair Housing Act of 1968
  • Final Action
    • Final Action Taken Date
    • Action Taken Type
  • FinTech
  • FRA, Federal Reserve Act
  • The Federal Reserve, The Fed.
  • FRB, Federal Reserve Board, The Board
  • FRS, Federal Reserve System
    • Federal Reserve System Membership

G

  • G, Regulation G
  • GG, Regulation GG
  • Geocode
  • GLBA, Graham-Leach-Bliley Act
    • Disclosure and Reporting of CRA-Related Agreements
    • Privacy of Consumer Financial Information

H

  • H, Regulation H
  • HMDA, Home Mortgage Disclosure Act
    • HMDA Analysis
  • HMDA Data
    • Data Point
    • Data Field
  • HMDA LAR, Loan Applicant Register, the Register
    • Activity Year
    • Agency Code
    • County Code
    • Gender
    • Gross Annual Income
    • Lien Status
    • Loan Purpose
    • Loan Type
    • Occupancy
    • Property Type
    • Reasons for Denial
    • RID, Respondent or Reporter ID
    • Respondent Name
    • State Code
    • Validity Edits
    • Syntactical Edits
  • HOEPA, Home Ownership and Equity Protection Act
  • Home Improvement Loan
  • Home Purchase Loan

I

  • I, Regulation I
  • II, Regulation II
  • Identity Theft
    • Identity Theft Red Flags
  • Independent Review
  • Interbank Liabilities
  • Insured Depository Institution

J

  • J, Regulation J
  • Jargon

K

  • K, Regulation K

L

  • L, Regulation L
  • LAN, Loan Application Number
  • LAR, Loan Application Register
  • Location-Based Authorization

M

  • M, Regulation M
  • MM, Regulation MM
  • MARS Rule, Mortgage Assistance Relief Services Rule
  • MD, Metropolitan Division
  • Mortgage
    • Mortgage Acts and Practices - Advertising
  • MSA, Metropolitan Statistical Area
  • MSA/MD, Metropolitan Statistical Area/Metropolitan Division

N

  • N, Regulation N
  • NN, Regulation NN
  • NCUA, National Credit Union Administration
  • Non-Depository Institution

O

  • O, Regulation O

P

  • P, Regulation P
  • Panel, HMDA Reporter Panel Listing
  • Predictive Analytics
  • Prohibited Basis Characteristic
  • Prohibited Basis Group
  • P-Value

Q

  • Q, Regulation Q
  • Quality Edits

R

  • R, Regulation R
  • Race
  • Rate Spread
  • Redlining
    • Redlining, Reverse
    • Redlining, Digital
    • Refinancing
  • RegTech
  • Reserve Requirements of Depository Institutions
  • REMA
  • RESPA, Real Estate Settlement Procedures Act
  • TRID, TILA-RESPA Integrated Disclosures
  • Risk Assessment

S

  • S, Regulation S
  • SaaS, Software as a Service
  • S.A.F.E. Mortgage Licensing Act
  • Savings and Loan Association
  • SEC, Securities and Exchange Commission
  • Securities Exchange Act of 1934
    • SRO, Self-Regulated Organization

T

  • T, Regulation T
  • TCPA, Telephone Consumer Protection Act
  • TES, Technology-Enabled Service
  • TILA, Truth in Lending Act
  • TISA, Truth in Savings Act
  • TS, Transmittal Sheet
  • T-Test
  • Type of Purchaser

U

  • U, Regulation U
  • UDAAP, Unfair, Deceptive, or Abusive Acts or Practices
    • Unfair
    • Deceptive
    • Abusive
  • UIGEA, Unlawful Internet Gambling Enforcement Act

V

  • V, Regulation V

W

  • W, Regulation W
  • Whistleblower

X

  • X, Regulation X

Y

  • Y, Regulation Y

Z

  • Z, Regulation

TRUPOINT Viewpoint: Here at TRUPOINT, we're always focused on finding ways to help. We are hopeful that this glossary is a valuable resource for you! Know that if you need help with any area of compliance, we are here.

From risk assessments to data analysis, and branch strategy consulting, our team is ready to provide the guidance, expertise, and approach that will truly help you comply and grow.

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About Kinsey Sullivan

After studying Journalism at the University of North Carolina at Chapel Hill, I switched to the other side of content: Marketing, Advertising and PR. At TRUPOINT, I love turning complex data and ideas into high-impact content and campaigns. In my free time, I make art, read, and listen to a lot of podcasts on long walks with my dog, Charlie "Bird" Barker.