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The Regulatory Compliance Blog

The Regulatory Compliance & Growth Blog

Get the latest regulatory compliance news, consumer compliance insight, and growth strategies for your financial institution to succeed! If Fair Lending, CRA, HMDA, BSA/AML, UDAAP or branch strategy is a priority, this valuable blog is for you.

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CRA  |  Fair Lending  |  News & Tips

The CRA Debate Heats Up as Fed Gently Throws Shade at OCC/FDIC Proposal

The battle over Consumer Reinvestment Act (CRA) modernization is heating up as the Federal Reserve shared its plans for CRA reform and the House Financial Services Committee held a hearing assessing the potential winners and losers the OCC/FDIC CRA modernization proposal. Spoiler alert: The OCC/FDIC plan was subject to a lot of criticism.

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Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips  |  Redlining  |  Risk Management

Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Your institution might be using compliance analytics software and services for Fair Lending, HMDA, CRA, or Redlining so that it can recognize risks, increase transparency and grow smartly. But are you making the most of that data from a risk management perspective? Not if that data is only used by the lending, credit, or compliance departments. While compliance and lending are the most closely linked to Fair Lending risk, the truth is that Fair Lending extends into many operational areas. From marketing to the location of new branches to M&A, Fair Lending risk has a role to play in decision making.  

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Data Analytics + Fair Lending: How It All Fits

Learn why data analysis is essential for Fair Lending compliance!

Get your copy of the perfect intro to Fair Lending analysis for beginners and experts alike.

Blog Feature

Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  Mortgage Lending  |  News & Tips

CRA Update: Will the Agencies End Up Going It Alone?

According to FDIC Chairman Jelena McWilliams, there is a chance that the agencies will end up not reaching an agreement on CRA modernization. We catch you up on what she means and what could end up happening.

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Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  Mortgage Lending  |  News & Tips

OCC Hopes to Issue Joint CRA Proposal This Fall

After a summer spent visiting communities to see where the Community Reinvestment Act (CRA) has succeeded, and understanding where it can be improved, Comptroller of the Currency Joseph Otting said he is hopeful that a joint CRA modernization proposal will be issued on an interagency basis this fall.

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Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  Redlining

Fair Lending Fireworks: 3 Trends in the Hottest Area of Compliance

The Independence Day holiday is coming up! As we prepare to celebrate the U-S-of-A tomorrow, we wanted to have a little fun with compliance today. In this post, you'll learn what is sparking fireworks in Fair Lending compliance this year. This is the future of Fair Lending compliance and enforcement! Especially after the recent enforcement action, this is news you'll want to know.

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BSA/AML  |  Banks  |  CRA  |  Fair Lending  |  HMDA  |  News & Tips  |  Redlining  |  Risk Management  |  UDAAP

3 Lessons Learned from the ABA Regulatory Compliance Conference

Learn three essential trends shaping the compliance industry we've discovered after speaking with industry pros, compliance officers, lobbyists and regulators! These three key takeaways are important for every banking compliance professional to consider as they move forward in a rapidly changing regulatory environment.

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