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The Regulatory Compliance Blog

The Regulatory Compliance & Growth Blog

Get the latest regulatory compliance news, consumer compliance insight, and growth strategies for your financial institution to succeed! If Fair Lending, CRA, HMDA, BSA/AML, UDAAP or branch strategy is a priority, this valuable blog is for you.

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Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending

NCUA: HMDA Violations Thrive in Weak CMSs

Why do Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) violations happen? Weaknesses in compliance management systems (CMSs), according to Matthew Nixon, program officer in the National Credit Union Administration’s (NCUA) Office of Consumer Financial Protection.

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Banks  |  CRA  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips  |  Redlining  |  Risk Management

Fair Lending Risk: Do You Have a Seat at the Risk Management Table?

Your institution might be using compliance analytics software and services for Fair Lending, HMDA, CRA, or Redlining so that it can recognize risks, increase transparency and grow smartly. But are you making the most of that data from a risk management perspective? Not if that data is only used by the lending, credit, or compliance departments. While compliance and lending are the most closely linked to Fair Lending risk, the truth is that Fair Lending extends into many operational areas. From marketing to the location of new branches to M&A, Fair Lending risk has a role to play in decision making.  

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Data Analytics + Fair Lending: How It All Fits

Learn why data analysis is essential for Fair Lending compliance!

Get your copy of the perfect intro to Fair Lending analysis for beginners and experts alike.

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Banks  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips

All the Fair Lending News That’s Fit to Print

2019 has been a big year for Fair Lending news. In this post, we catch you up on the latest.

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Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending

What Does the NCUA Look for in a CMS?

The NCUA defines a compliance management system as a credit union’s overall approach to managing compliance risk. What does that mean for you?

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Banks  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips

Can You Adopt an Agile Approach to Compliance?

One of the buzzwords in business these days is “agile.” If you’re looking to learn more about what an agile approach is, and how it can be used in compliance, this post is for you.

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Banks  |  Credit Unions  |  Fair Lending  |  HMDA  |  Mortgage Lending  |  News & Tips

3 Benefits of Analytics Software vs. Manual Analysis of Your HMDA Data

In case you missed it, September 26th was National Compliance Officer Day. We're thankful for the important work compliance officers do every day, and here's why! [Read: 9 Reasons Why We Are Thankful For Compliance Officers] Are you still analyzing your Fair Lending data manually? If so, it’s time to consider a different approach. Here are the benefits of replacing a manual process with a software solution.

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