REQUEST MORE INFORMATION
Click Here

"The CRA Geo-Analysis report, HMDA, and CRA transmittal solutions are integral parts of our compliance program. They save us time and money, and makes my job easier too. Thanks again TruPoint."

Nathan Barber
Vice President of Compliance / South Carolina Bank & Trust


Home Mortgage Disclosure Act HMDA Compliance

HMDA reporting takes time, consumes valuable resources, and does little to increase your institution's profitability. A single error in any field requires a complete resubmission of the data. If errors persist, penalties and fines can result. HMDA reporting can be a minefield of compliance problems. TruPoint Partners has designed its HMDA reporting solutions to save money and ensure accurate and timely compliance.

 

TruPoint HMDA GeoAnalysis Report

TruPoint's most advanced HMDA report, this analysis includes a robust set of reports and maps designed to provide you a complete breakdown of your HMDA lending activity. It includes geographic distribution of lending reports, assessment area lending reports, loan and application distribution maps, income distribution of lending activity, and market share among your peers.

 

HMDA Submission and Transmittal Service

A successful HMDA transmission requires exhaustive data collection, checking and rechecking of each loan for accuracy, and geocoding of each record for pinpoint accuracy.

TruPoint's HMDA Reporting Service relieves the burden of the March 1st HMDA submission deadline.

Each loan record is checked and re-checked to ensure all of the appropriate loan codes and data fields are correct. Each record is accurately geocoded and tested against your internal codes. And finally, the data is submitted on your behalf through TruPoint's HMDA submission system, thereby guaranteeing a proper transmittal. Make your next HMDA submission less painful by letting TruPoint help.

 

HMDA Lending Report

Created to give you a much better understanding of your lending data, this report includes maps and accounts of your HMDA lending within your assessment area. You will be able to clearly review your loan distribution and the concentration of your lending activity among all households in your assessment area.

The HMDA Lending Review is available annually, semi-annually, quarterly, or monthly.

 

HMDA Competitive Analysis

Designed to provide an in-depth review of the institutions making loans in your market, this analysis includes maps and reports that will enable you to review your market share against your competitors at the tract level. Maps displaying your institution, relative to your competitors, are also included.